Terms of Service | Heldstack

Please read these Terms of Service carefully before using Heldstack. By accessing or using our platform, you agree to be bound by these terms.

Acceptance of Terms

By accessing and using Heldstack, you accept and agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, you must not use our platform. This service is intended for users who are at least 18 years of age. By using our platform, you represent that you are at least 18 years old.

Description of Service

Heldstack is an educational platform that provides tools and analysis for investors. Our services include company analysis based on the STACK methodology, educational content, and community features. We are NOT a registered investment advisor, broker-dealer, or financial planner.

No Investment Advice

IMPORTANT: Nothing on this platform constitutes investment advice, financial advice, trading advice, or any other sort of advice. The information provided is for educational and informational purposes only. You should not treat any of the content as a recommendation to buy, sell, or hold any investment. Always conduct your own research and consult with a qualified financial advisor before making investment decisions. You are solely responsible for your own investment decisions and any losses that may result.

User Accounts

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must provide accurate and complete information when creating an account. You must notify us immediately of any unauthorized use of your account.

Subscription and Payment

Some features of Heldstack require a paid subscription. By subscribing, you agree to pay the applicable fees. Subscriptions automatically renew unless cancelled. You may cancel your subscription at any time through your account settings.

User Conduct

You agree not to:

•Use the platform for any illegal purpose
•Share your account credentials with others
•Attempt to gain unauthorized access to our systems
•Interfere with or disrupt the platform
•Scrape, copy, or redistribute our content without permission
•Provide investment advice to others using our platform

Intellectual Property

All content on Heldstack, including text, graphics, logos, and software, is the property of Heldstack or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our written permission.

Disclaimer of Warranties

THE PLATFORM IS PROVIDED 'AS IS' AND 'AS AVAILABLE' WITHOUT WARRANTIES OF ANY KIND. WE DO NOT GUARANTEE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY INFORMATION ON THE PLATFORM. INVESTMENT DECISIONS BASED ON THIS INFORMATION ARE AT YOUR OWN RISK.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HELDSTACK SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES, RESULTING FROM YOUR USE OF THE PLATFORM OR ANY INVESTMENT DECISIONS YOU MAKE.

Termination

We may terminate or suspend your account and access to the platform at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the European Union.

Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes. Continued use of the platform after changes constitutes acceptance of the new Terms.

Contact

For questions about these Terms, please contact us at [email protected]